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Natural Awakenings Healthy Living Magazine

Dental Savings Plans Safeguard Oral Health

The Ann Arbor Smiles Dental Group provides a Dental Savings Plan (DSP) with increments of single ($399), dual ($699), a family plan for two adults and one child ($999), which can have additional people added ($249).

            According to the National Association of Dental Plans, 77 percent of Americans have private or public dental insurance, leaving 74 million people with no dental coverage. Many insured patients are likely to feel the strain as premiums continue to rise. Those that have dental insurance can often receive unexpected bills as insurance seeks to cover less, and thus prevent patients from receiving proper dental care.

            Patients can find a simple solution in a dental discount plan that is prepaid to a dentist or dental group with discounted fees. For the individual and employer purchasing this plan, hundreds or thousands of dollars can be saved on premiums. They also save the difference between regular fees and the discounted amount. Some plans include necessary diagnostic and preventative procedures, increasing savings substantially.

            “Beyond the financial benefits of discount plans, there are several convenience factors. First and foremost, prior authorizations for visits are not required and treatment estimates are highly accurate because fee schedules are set and discounts are consistent,” says Autumn Scott, BSHCA.“Second, there is no chance of coverage being denied as long as frequencies stated in the plan agreement are followed. This allows patients to have the freedom to schedule according to their needs and not according to their insurance company. On the same note, there is no cap for the amount of treatment to receive the discount, so patients may schedule as little or as much treatment as is feasible for them. These plans allow patients to access care in a much easier fashion.”

            Ann Arbor Smiles' plans include two exams and two cleanings, and any necessary X-rays at those visits. They screen patients for cancer during preventative visits as well, free of charge. Children receive fluoride twice per year at no charge. Additional cleanings or exams are available at a discounted rate, and patients receive treatment discounts ranging from 10 to 15 percent off services ranging from fillings to Invisalign.

 

Ann Arbor Smiles is located at 2365 S. Huron Pkwy., 1795 W. Stadium Blvd. and 2900 Golfside Rd., Ste. 5. For appointments and more information, call 734-887-9667 or visit AnnArborSmiles.com. For information about dental plans, call  Autumn at 734-677-8700 or email [email protected].